✈️ Travel
🍽️ Dining
🏆 Premium
Reward Rate
3x Travel & Dining
Sign-up Bonus
60,000 pts after $4,000 spend in 3 months
$300 annual travel credit
Priority Pass lounge access
TSA PreCheck / Global Entry credit
1.5x points redemption through Chase Travel
Airline Transfer Partners
United
Southwest
British Airways
Air France/KLM
Delta (via transfer)
✈️ Travel
🛋️ Lounges
🏆 Premium
Sign-up Bonus
80,000 pts after $8,000 spend in 6 months
Centurion + Priority Pass lounges
$200 hotel credit via Amex Travel
Global Entry / TSA PreCheck credit
Airline Transfer Partners
Delta
British Airways
Air France/KLM
Emirates
Lufthansa
Apply Now →
✈️ Travel
🔄 Flexible Miles
🏆 Premium
Reward Rate
10x Hotels & Cars
Sign-up Bonus
75,000 miles after $4,000 spend in 3 months
$300 annual Capital One Travel credit
Priority Pass + Capital One lounges
10,000 anniversary bonus miles
$100 Global Entry / TSA PreCheck credit
Airline Transfer Partners
Any Airline (via Capital One Travel)
Apply Now →
✈️ Travel
🍽️ Dining
💰 Best Value
Reward Rate
5x Travel, 3x Dining
Credit Needed
Good–Excellent
Sign-up Bonus
60,000 pts after $4,000 spend in 3 months
$50 annual hotel credit via Chase Travel
Trip cancellation / interruption insurance
No foreign transaction fees
1.25x point redemption through Chase Travel
Airline Transfer Partners
United
Southwest
British Airways
Air France/KLM
Apply Now →
🍽️ Dining
🛒 Groceries
Reward Rate
4x Dining & Groceries
Credit Needed
Good–Excellent
Sign-up Bonus
60,000 pts after $6,000 spend in 6 months
$120 annual dining credit
No foreign transaction fees
4x at US supermarkets (up to $25k/yr)
Airline Transfer Partners
Delta
British Airways
Air France/KLM
Apply Now →
💵 Cash Back
🌐 Simple
Reward Rate
2% on Everything
Sign-up Bonus
No sign-up bonus
2% back — 1% when you buy, 1% when you pay
No category tracking needed
0% intro APR on balance transfers
Airline Transfer Partners
None — cash back card
Apply Now →
⛽ Gas
🍽️ Dining
✈️ Travel
Reward Rate
3x on 6 Categories
Sign-up Bonus
20,000 pts after $1,000 spend in 3 months
3x on restaurants, travel, gas, transit, streaming, phone
No foreign transaction fees
Airline Transfer Partners
None — use points for any travel
Apply Now →
✈️ Travel
🔴 Delta
Reward Rate
3x on Delta Purchases
Sign-up Bonus
100,000 miles after $6,000 spend in 6 months
Annual companion certificate
Priority boarding on Delta flights
Airline Partners
Delta (primary)
Apply Now →
✈️ Travel
🟡 Southwest
Reward Rate
3x on Southwest
Credit Needed
Good–Excellent
Sign-up Bonus
50,000 pts after $1,000 spend in 3 months
$75 annual Southwest travel credit
4 upgraded boardings per year
Earns toward Companion Pass
7,500 anniversary bonus points
Airline Partners
Southwest (primary)
Apply Now →
✈️ Travel
🔵 United
Reward Rate
2x on United & Dining
Credit Needed
Good–Excellent
Sign-up Bonus
60,000 miles after $3,000 spend in 3 months
2 United Club passes per year
First checked bag free for you + companion
Priority boarding on United flights
25% back on United in-flight purchases
Airline Partners
United (primary) Star Alliance
Apply Now →
💵 Cash Back
🔄 Rotating Categories
Reward Rate
5% Rotating, 1% All
Sign-up Bonus
Cashback Match™ — doubles all cash back in year 1
5% on rotating quarterly categories
Cashback Match in first year (no cap)
Free Social Security number alerts
Airline Transfer Partners
None — cash back card
Apply Now →
✈️ Travel
🌐 Flexible
Reward Rate
1.5x on Everything
Credit Needed
Good–Excellent
Sign-up Bonus
25,000 pts after $1,000 spend in 90 days
1.5x points on all purchases
No foreign transaction fees
Redeem for any travel purchase
Airline Transfer Partners
Any airline (statement credit)
Apply Now →
✈️ Travel
🍽️ Dining
🛒 Groceries
Reward Rate
3x Travel, Dining, Grocery
Credit Needed
Good–Excellent
Sign-up Bonus
60,000 pts after $4,000 spend in 3 months
$100 annual hotel savings benefit
3x on air travel, hotels, dining, groceries, gas
Transfer points to 18 airline partners
No foreign transaction fees
Airline Transfer Partners
18 partners including Turkish, Singapore, Virgin
Apply Now →
💵 Cash Back
🍽️ Dining
Reward Rate
1.5% on Everything
Sign-up Bonus
$200 after $500 spend in 3 months
1.5% back on all purchases
3% on dining and drugstores
Pairs well with Sapphire cards to boost value
Airline Transfer Partners
None — pairs with Sapphire for transfers
Apply Now →
🛒 Groceries
💵 Cash Back
📺 Streaming
Reward Rate
6% US Supermarkets
Credit Needed
Good–Excellent
Sign-up Bonus
$250 statement credit after $3,000 spend in 6 months
6% back at US supermarkets (up to $6k/yr)
6% on select US streaming services
3% on US gas stations and transit
$84 Disney Bundle credit annually
Airline Transfer Partners
None — cash back card
Apply Now →
✈️ Travel
🔄 Flexible Miles
Reward Rate
2x on Everything
Credit Needed
Good–Excellent
Sign-up Bonus
75,000 miles after $4,000 spend in 3 months
2x miles on every purchase
5x on hotels and rental cars via Capital One Travel
Global Entry / TSA PreCheck credit
No foreign transaction fees
Airline Transfer Partners
Any airline (via Capital One Travel)
Apply Now →
💼 Business
✈️ Travel
Reward Rate
3x on Business Spend
Credit Needed
Good–Excellent
Sign-up Bonus
90,000 pts after $8,000 spend in 3 months
3x on travel, shipping, ads, internet, phone
Cell phone protection up to $1,000
Trip cancellation / interruption insurance
Employee cards at no extra cost
Airline Transfer Partners
United
Southwest
British Airways
Air France/KLM
Apply Now →
💼 Business
✈️ Travel
🏆 Premium
Reward Rate
5x on Flights & Hotels
Sign-up Bonus
150,000 pts after $20,000 spend in 3 months
Centurion + Priority Pass lounges
35% points back on flights booked with Amex Travel
Up to $400 Dell credit annually
Airline Transfer Partners
Delta
British Airways
Air France/KLM
Emirates
Apply Now →
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